Quick Fact
By 2026, GEICO sells auto insurance in every U.S. state plus Washington, D.C. The company covers more than 28 million cars and serves over 17 million customers nationwide. GEICO’s parent is Berkshire Hathaway, which Warren Buffett has run since 1996. GEICO
Where does GEICO actually operate?
That’s right—from Maine to Hawaii, GEICO is up and running. The company skipped the usual agent offices and built a direct-to-consumer machine powered by websites and call centers. Behind the scenes, big operations in places like Buffalo, New York handle claims, underwriting, and customer service for drivers coast to coast. Berkshire Hathaway
What are the hard numbers behind GEICO’s U.S. footprint?
| Metric | Value (as of 2026) | Source |
|---|---|---|
| U.S. states covered | 50 | GEICO |
| Washington, D.C. coverage | Yes | GEICO |
| Vehicles insured | Over 28 million | Berkshire Hathaway (2024 annual report) |
| Policyholders | More than 17 million | GEICO |
| Ownership | Wholly owned by Berkshire Hathaway | Berkshire Hathaway |
| Profit margin (typical) | 5–6% | Insurance Information Institute |
| Operational model | Direct sales via internet and phone | GEICO |
Does GEICO sell policies outside the United States?
If you’re planning to drive in Europe, Canada, or Mexico, your GEICO card won’t cut it. Most countries require their own coverage—like the EU’s third-party liability rules. Canada and the U.S. have a back-and-forth deal, so your GEICO policy usually works at the border. Still, always double-check the local road rules before you roll across. UK regulations U.S. Code of Federal Regulations
How did GEICO get so big in the first place?
Warren Buffett spotted the low-cost model in 1996 and bought the company through Berkshire Hathaway. The rest is advertising history: the gecko, the quirky commercials, and a budget that turned GEICO into a household name. SEC Filings
What should U.S. drivers know before they drive abroad?
- Canada: Your GEICO policy works for trips under 30 days—no extra paperwork for personal driving. Transport Canada
- Mexico: Forget it. Buy Mexican auto insurance at the border or online before you cross. Government of Mexico
- Europe: A U.S. policy won’t fly. Grab a Green Card or local coverage, because some countries demand it for long stays. European Commission
- Temporary suspension: Leaving the U.S. for months? Ask GEICO about slashing coverage instead of canceling—otherwise you might have to re-register when you come back. National Association of Insurance Commissioners
